i'm glad i'm not eligible.  how is this anything other than a scam?  

you just know that fundy believers who hate obamacare (b/c it's evil, you know?) will be duped into signing up.  frankly, i'm not sure how this is even legal, but i'm no lawyer so that's just me opining.  still, i feel sorry for anyone who signs up thinking they'll have medical bills paid for only to find out that this isn't insurance.  

am i missing something?

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I'm no expert, but this sounds like it falls into the realm of being a Ponzi Scheme.  Will there be a day when too many members at once want to "cash in" to have their medical bills paid and there's not enough money to cover all?     


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