Whether I should try and protect a friend or mind my own business??

We all know internet scams are here to stay. I think most of us, on this site anyway, can spot one easily enough. Which brings me to this. A friend of mine friended a man on Facebook. 'Sam' said he was in the army, has an eight year old son that his mother is keeping while he's stationed in Africa, and that he will retire in September. With full benefits of course and a ranch/business he owns in Texas. 'Karen' isn't a stupid woman but she is lonely and bored. She has one grown son and the same job that she started after high school.
When she told me about him she told me that every one had warned her it was a scam. So I just told her to be careful.
Fast forward two weeks. Now his son has been in a tragic accident and Sam needs two thousand dollars to pay the hospital or his son will be discharged. I hate to see her get ripped off but she's not asked for my opinion and I haven't​ offered it.

If any of you were in this position what would you do?? Would you volunteer your opinion or just keep quiet??

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