In an effort to share a post that I published recently on Creative Paths to Freedom, my travel website, I offer a link to it on my Atheist Nexus blog. Having lived an unconventional lifestyle growing up in a cult, I went out into the world and pursued a different unconventional life of my own choosing. Although I resented the religious restrictions of my childhood, I was also not impressed with conventional mainstream life. It all seemed to fall short of allowing me to be me nor did it encourage my immense need for creative expression. So, you might say that I've never fit in. Being different was once forced upon me by my parent's church, but when being different became my intention, it has turned out to be an entirely rewarding experience. This recent post, Traveling a Different Financial Path, is the beginning of a series of posts on my website about creating a lifestyle by NOT listening to conventional wisdom. For me, that has made all the difference ....

Here's the link.

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Comment by Teresa Roberts on December 25, 2017 at 12:13pm

Vangelis, I have a passive income and I think that a wonderful idea. I don't know why you can't have low overhead and still have a passive income unless it's rental properties.

Comment by Teresa Roberts on December 25, 2017 at 12:12pm

Michael Penn that an interesting approach. I like it.

Comment by Michael Penn on December 20, 2017 at 6:52am

I suppose I travel a different financial path. I literally have no estate and I own a mobile home and a half acre. At my death it will be as if I never had anything at all. Nothing to pass on or resolve. Yet, my family thinks I'm rich. Well, richer than they are anyway. I don't live week to week moneywise and I keep 2 active credit cards that I am able to borrow large sums of money on. There is a max of $18,000 on one card. Keeping it active is the trick. I'm like some of the ancients that you might have read of who turn lead into gold.

But I have nothing. At my death it is all going to be dust in the wind, myself included.

Comment by Vangelis on December 20, 2017 at 5:32am

That is admirable but a little difficult for me. As we know there are two sides to the equation: expenses and income. Whilst reducing expenses is one way to achieve more freedom, increasing passive income is another. The lifestyle that I prefer requires the latter. Although, I can't help feeling a little envy for your choice. Decluttering one's life has a sense of freedom about it.

Comment by Teresa Roberts on December 17, 2017 at 10:35am

Thanks, Vangelis,

So much of what we're told by traditional economists and financial advisors really on works for the ultra wealth, people who have money to gamble and lose if they so choose. The average American can't afford to lose a penny and will never have enough money to retire unless they have their social security to supplement their income. I decided that the best i could do for myself was to get my cost of living down so low that if tomorrow, I lost my money in the volatile world of banking and wall street, recessions and depressions, that I'd be able to keep my house and car. I mean it when I say that my husband and I could get by on two part time jobs at minimum wage. My overhead is that low. And, I'm always trying to find other ways to eliminate or cut costs. This decision affords me a comfortable lifestyle without the pressure of having to earn more and more money. 

Comment by Vangelis on December 16, 2017 at 7:04pm

Nice article. My financial direction changed dramatically when I read Robert Kiyosaki's books, "Rich Dad Poor Dad" and "Cashflow Quadrant". The books are not about how to invest to get rich. They are about how you should think about money. The rest just falls into place.



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