“Know your risks,” he said. “Know where you are at. Know your role- what you can do to reduce your risk. Take action.
“This is designed to help you know your risk.”
Although the meeting was civil, residents as well as civic leaders and elected officials, persistently pursued several points of dispute.
Stated Mundy, “It seems like a knee jerk reaction.
“The Army Corps of Engineers recorded a wave height of 10.38 feet in the Bay. But Base Flood Elevation is 15 feet. Aren’t we well above that actual danger zone, if we’ve already built above that 10.38 feet?
“We’re told Sandy is a 250 year storm, and yet now I am raising the house 18 feet. Now I am in danger of the house blowing over!”
He also pointed out the disparity “of places that really got hit, where houses got knocked down, that have lower elevations than Broad Channel” which didn’t sustain the same kinds of damage.
On a motion from Channel longtime resident Dan Mundy Sr., the Broad Channel Civic Association went on record as opposing the adoption of the new flood elevations.
The meeting next addressed the Biggert Waters Act, which will have a direct impact on flood insurance rates across the country.
According to the Insurance Journal, the legislation, formally known as the Biggert-Waters Flood Insurance Reform and Modernization Act of 2012, “extends the National Flood Insurance Program (NFIP) for five years, until September 30th, 2017” and “calls for reforms including phasing out subsidies for many properties, raising the cap on annual premium increases from 10 percent to 20 percent.”
Signed into law on July 6th, 2012, the act was prompted by the financial impact on NFIP stemming from Hurricane Katrina in 2005.
Diane Kidder, a FEMA national flood insurance specialist, explained the details of the program and the changes to the new law.
Speaking to the newly designated flood areas and elevations effect on insurance, she noted that “until the ABFE’s are adopted by (New York City) current rates are absolutely still in effect.”
“The bottom line of the Biggert- Waters Act is to get people to elevate, to be safe,” said Kidder.