This is about the Health Care issue.
There are a lot of loud voices out there screaming about it. The lies are flying. A lot of it is very emotional.
Personally I’m for it. Even for a Public Option.
But let me explain myself.
At one time in my life I was for getting rid of Social Security and Medicare. I thought it was leftist, un-American, and a nipple for those too lazy to work.
Over time, my attitude has changed.
One reason is that I’m no longer in my 20’s. I’ve seen a bit of the world. I’ve seen people close to me made to suffer from a bad doctor and an insurance company who really just didn’t want to spend any money on someone who had cancer.
Actually, a 130 pound tumor.
I also sold insurance for a while. I’m glad I did. It was a great learning experience. I learned to sell. I learned to make cold calls and talk to people. I also had the chance to work with people in the industry who sold insurance and actually did care about their clients.
And yes, it did hurt when a family called up having to file a claim on a life insurance policy. You actually do go into these people homes and learn about them, and their family.
Now were their bums out there just trying to make a quick buck? Yes. But I was very fortunate because I fell under the wing of three military vets. I had served and that meant something to them. Not many people feel that way, but there are that do.
They steered me away from those offices, agents and companies who had bad reputations. Stuff that only people on the inside will know.
One thing I learned is that an “agent” is not an employee but what is called an “Common Law” employee. Sure, there was an office. Sure you got various kinds of material. Sure you got to use the phones. But you were still an “agent” not a traditional employee.
I also learned one big lesson.
An insurance company will make no bones about hanging an agent out to dry in order to protect themselves.
Ethics classes are mandatory here in Texas. For agents. But not for the insurance company executives or officers.
But I learned things about insurance and policies. Where and what to read. What to ask. Where to check.
One thing I learned is that the insurance industry like the legal profession push a false impression. They like to give those who purchase their services the impression that it is all very very complex for you the common man or women to understand.
It’s not at all.
It’s all smoke and mirrors.
That way they keep the general population at bay. And they get away with murder because of it.
I’ve dealt fist hand with an insurance company who dropped someone when by law they couldn’t. It was a close friend of mine with health issues. They couldn’t get any life insurance what so ever. All they had was what the company they were with that dropped them.
She told me what had happened. I told her by law that they couldn’t do that. I directed her to file a complaint with the state insurance commission.
It took about 9 month. She got her life policy back.
About 12 to 18 months later I found out that that company had been having financial problems at the time they tried to drop her. I realized they were dropping people who were sick and might die.
In order to save themselves from paying any death claims, they dropped people. I often wonder how many people, who had health issues, died without any life insurance for their families or those who depended upon them.
By the way, the insurance company kept all the premiums that had been paid to them.
Then there is the matter of the DEATH PANELS.
You already have them in HMO’s. People die all the time. Do a Google search on that topic.
Then there’s the insurance companies spending 1.5 million dollars a day to fight this health reform. Shouldn’t that 1.5 million a day be going to pay for claims, and medical treatments for their clients?
Then there’s talk about it being NATIONALIZED OR SOCIALIZED.
People, the insurance you have through your employer is a 100% BUSINESS EXPENSE TAX DEDUCTION.
That means the money is taken from your employers income tax, thereby reducing their income tax. If that’s not BACK DOOR SOCIALISM I don’t know what is.
Medicare is a single payer program.
And a wonderful program too.
Let’s look at Social Security and Medicare.
Social Security was created in the 1930’s during the Great Depression. People’s entire savings were wiped out. They lost everything. Their homes, their retirement, you name it they lost it.
Social Security was created as to let people have a SAFETY NET should they loose their savings when they got older. Or, in the case of today’s world, when their employer goes under and takes their 401K or 403B with them.
Go ask an ENRON employee about that. Remember, the lights were always on….
Then there is Medicare.
Medicare was created in the 1960’s for people when they got older and were retired. The main reason for it’s creation was that elderly people where having their savings wiped out due to medical expenses. Trust me, you may have never had to go into the hospital when you are young, but when you start seeing 60, just wait.
So Social Security was a safety net and not a pension. Medicare was to protect people form becoming poor in their later years due to medical expenses.
If you think that’s kind silly, remember this: the majority of bankruptcy in this country are due to MEDICAL EXPENSES.
If you want to see fear and uncertainty in someone’s eyes, look at someone who has a life threatening illness. One of their fears is that their health insurance will be canceled. And they will have no way to pay for any treatments and or medications.
You need to see that for yourself, with you own eyes to have a real understanding.
Now some will say that America has the best health care in the world. Sorry, we don’t. We’re down the list. We’re not at the top. And, we’re not at the bottom.
I guess that as I’ve gone through life, I’ve seen how our government can spend trillion of dollars on wars that didn’t need to be fought or for us to get involved with. From seeing with my own eyes how our government can squander billion in the military and in foreign governments whose attitude is, “Well, the Americans will pay for it…”
The countries where the people lived under our weapons shield and had wonderful social programs that we wished we had.
Some people will say I’m a “Liberal” or a “Red” or a “Socialist” or a “Communist.” Well to be honest with you, I’m a Berry Goldwater Republican. Not this faux party that calls itself “Republican” when in fact, they are no where near it. I became a Democrat in 2004. Between 1992 and 2004 I was an Independent.
I’ve also been a soldier. I’ve been a business owner. I’ve been the guy who writes the checks.
So this is how I feel about the “Health Care” reform.
We need it. We need it now. Not later.
It’s time we start to spend money on “our” people. The American People. It’s time we stop squandering money in some “ash tray” country where we’re not wanted. It’s time for our people and not some “No Bid” contractor with connections to come first.
Why is it we can invade a country like Iraq (which at one time was THE place in the middle east to go for medical treatment) and set up a national health care plan for them?
Don’t our people deserve the same?
As for the insurance industry they can still make profit as they do in other countries with national health care plans.
Doctors will be better off too. Where I currently live there is a shortage of doctors. Why? Medical malpractice suits? Nope. Sorry. Had TORT REFORM here. That’s another story with Oh My God lies made to the people.
The reason is that there’s a shortage is that PEOPLE CAN’T PAY.
With a national plan, the doctors WILL GET PAID.
The Pharmaceutical companies will make out too.
“How and why,” you ask?
Because people who cannot afford medicine will now be able to get it. And that means the “meds” companies will have to increase production. More production, lower costs, more profit.
We are told there are 46 Million Americans without health care coverage. That means bankruptcy’s will decline. Health over all will improve because people will get medical attention. Children will get their much needed childhood shots. That means childhood diseases will decline.
Forty six million people will then be covered. That means 46 million tongue depressors will be needed. And that’s just the tip of the ice berg.
I just feel it’s time for the American people to come first. If we can spend trillions overseas, then I feel it’s time for that money to be spent on the American People.
What’s your take on this?