This is still the most common excuse I get from agnostics and even some non-church going Christians.
They Don't Want To Be Wrong about God's Existence, so they are playing it safe, hoping that if there is really a God and an afterlife, they will be in for a place in Heaven.
They are thus living an Irrational Delusion.
For starters, how do they know that they are worshiping or believing in the correct God, there are hundreds (presently worshiped) and thousands of past worshiped gods.
Any one of those could have been the correct god. Why the Christian one and which Christian one, there are so many differences there as well?
For instance, some Christian sects/gods demand strict adherence to dogma/doctrines, where others only state belief is enough. If you are one of those non-church going believers, too bad, you should have been in the strict adherence and regular church going groups.
So if you are one of those strict worshipers and your practices are incorrect, where the practices of one of the other sects is correct, too bad there as well.
Though Zeus may be the correct god, and that means all Muslims, Christians, as well as the agnostics and atheists are doomed to a life of eternal damnation in Hades.
So playing it safe is not safe by any means, it is still picking one of a million options, and believing it is the right one, but basing your whole life on such a silly bet is irrational and extremely wasteful of your valuable timein this life.
It's like buying a Lottery quick pick and believing you have already won the jackpot.
Your chances of getting anywhere or to Heaven are less likely than winning that Jackpot. As I'm certain that if a god did really exist, it would be unlikely to accept people who are not true practicing believers, just believing in the possibility it might exist. Oops, Sorry Mate, You are still dammed to an eternity of torture, may as well have been a real non-believer and spent that time in church doing something more useful with your life.
Firstly I'll let Jaclyn Glenn expose the stupidity of the Playing It Safe (Pascal's Wager) Fallacy.